REALTYRealEstateReportAMERICAN DREAMERSReports say that homeownership is at an all-timelow. I would attribute that towo things - the shortage ofomes to buy and stricter loanuidelines. A radio programunday morning said Realtorsin Des Moines are seeing morepeople bringing more downayment and less people usingfor the financing. FHiAinancing is less desirable nowbecause of a change saying thatthe private mortgage insurancestays in effect for the life of aoan, not just 'til you've paid20% down. It's expected thatinterest rates will go higher butthey are still a good deal. Mostpeople don't deal with buyingand selling property on a regularbasis. Realtors are a huge helpin navigating the road to homeownershiWe're selling more than we'relisting and need listings. Call us.LISTINGS 12/10/17-1/7/20183073 110th, Lorimor $275,00080 Acres, PheasantAve, Afton $375,00035 Acres, US Hwy 169, Lorimor $185,000SALES 12/10/17-1/7/20181710 Lakeview #6, Creston $269.9501035 130th, Creston $139,900301 W Montgomery, Creston $48,500Preview properties atwww.rrealtyofcreston.comRetta RippergerRealtorCertified Residential SpecialistLt "R" Realty be your realty!114 North Elm Creston641-782-9408retta@realestateismy.name

Date: January 11, 2018

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REALTY Real Estate Report AMERICAN DREAMERS Reports say that home ownership is at an all-time low. I would attribute that to wo things - the shortage of omes to buy and stricter loan uidelines. A radio program unday morning said Realtors in Des Moines are seeing more people bringing more down ayment and less people using for the financing. FHiA inancing is less desirable now because of a change saying that the private mortgage insurance stays in effect for the life of a oan, not just 'til you've paid 20% down. It's expected that interest rates will go higher but they are still a good deal. Most people don't deal with buying and selling property on a regular basis. Realtors are a huge help in navigating the road to home ownershi We're selling more than we're listing and need listings. Call us. LISTINGS 12/10/17-1/7/2018 3073 110th, Lorimor $275,000 80 Acres, PheasantAve, Afton $375,000 35 Acres, US Hwy 169, Lorimor $185,000 SALES 12/10/17-1/7/2018 1710 Lakeview #6, Creston $269.950 1035 130th, Creston $139,900 301 W Montgomery, Creston $48,500 Preview properties at www.rrealtyofcreston.com Retta Ripperger Realtor Certified Residential Specialist Lt "R" Realty be your realty! 114 North Elm Creston 641-782-9408 retta@realestateismy.name

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