REALTYREALESTATEREPORTYOUR ARMA Zillow study shows that 57%of prospective home ownersdon't understand adjustable ratemortgages (ARM). ARMS have a fixedinterest for a set length of time afterwhich it can raise or lower. Somehave caps on the annual increaseand also a lifetime cap. For example,at the end of 3 years, the interestrate could be adjusted. The loan willstate what percentage it can changeand also how often it can change.The end cap phrase might say it cannever go over 10 % annual interest .The advantage of this type of loan isthat it allows equity to grow quickerin the beginning of a loan. Theseterms are written very specifically inyour mortgage so you shouldn't besurprisedLISTINGS 7/7-7/26/20191106 Hillcrest Dr, Creston204 S Bureau, Creston1109 N Oak, Creston313 N Birch, Creston310 N Birch, CrestonHenry Wallace Rd, Orient 2.5 A $36,0001491 248th St, Winterset 7 A $125,000SALES 7/7-7/26/2019Pheasant Ave farm, Afton108 W Railroad, Afton1013 N Spruce, Creston1204 N Vine, Creston305 Elm Dr, Creston510 S Pine, Creston600 N Elm, Creston$220,000$79,900$162,000$89,000$68,000$210,000$55,000$192,000$154,000$208,000$95,000$68,900Preview Properties atwww.rrealtyofcreston.comRetta RippergerRealtorCertified Residential SpecialistLet "R" Realty be your realty!114 North Elm Creston641-782-9408retta@realestateismy.nameSM-CP204792080 REALTY REAL ESTATE REPORT YOUR ARM A Zillow study shows that 57% of prospective home owners don't understand adjustable rate mortgages (ARM). ARMS have a fixed interest for a set length of time after which it can raise or lower. Some have caps on the annual increase and also a lifetime cap. For example, at the end of 3 years, the interest rate could be adjusted. The loan will state what percentage it can change and also how often it can change. The end cap phrase might say it can never go over 10 % annual interest . The advantage of this type of loan is that it allows equity to grow quicker in the beginning of a loan. These terms are written very specifically in your mortgage so you shouldn't be surprised LISTINGS 7/7-7/26/2019 1106 Hillcrest Dr, Creston 204 S Bureau, Creston 1109 N Oak, Creston 313 N Birch, Creston 310 N Birch, Creston Henry Wallace Rd, Orient 2.5 A $36,000 1491 248th St, Winterset 7 A $125,000 SALES 7/7-7/26/2019 Pheasant Ave farm, Afton 108 W Railroad, Afton 1013 N Spruce, Creston 1204 N Vine, Creston 305 Elm Dr, Creston 510 S Pine, Creston 600 N Elm, Creston $220,000 $79,900 $162,000 $89,000 $68,000 $210,000 $55,000 $192,000 $154,000 $208,000 $95,000 $68,900 Preview Properties at www.rrealtyofcreston.com Retta Ripperger Realtor Certified Residential Specialist Let "R" Realty be your realty! 114 North Elm Creston 641-782-9408 retta@realestateismy.name SM-CP204792080

Date: August 1, 2019

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REALTY REAL ESTATE REPORT YOUR ARM A Zillow study shows that 57% of prospective home owners don't understand adjustable rate mortgages (ARM). ARMS have a fixed interest for a set length of time after which it can raise or lower. Some have caps on the annual increase and also a lifetime cap. For example, at the end of 3 years, the interest rate could be adjusted. The loan will state what percentage it can change and also how often it can change. The end cap phrase might say it can never go over 10 % annual interest . The advantage of this type of loan is that it allows equity to grow quicker in the beginning of a loan. These terms are written very specifically in your mortgage so you shouldn't be surprised LISTINGS 7/7-7/26/2019 1106 Hillcrest Dr, Creston 204 S Bureau, Creston 1109 N Oak, Creston 313 N Birch, Creston 310 N Birch, Creston Henry Wallace Rd, Orient 2.5 A $36,000 1491 248th St, Winterset 7 A $125,000 SALES 7/7-7/26/2019 Pheasant Ave farm, Afton 108 W Railroad, Afton 1013 N Spruce, Creston 1204 N Vine, Creston 305 Elm Dr, Creston 510 S Pine, Creston 600 N Elm, Creston $220,000 $79,900 $162,000 $89,000 $68,000 $210,000 $55,000 $192,000 $154,000 $208,000 $95,000 $68,900 Preview Properties at www.rrealtyofcreston.com Retta Ripperger Realtor Certified Residential Specialist Let "R" Realty be your realty! 114 North Elm Creston 641-782-9408 retta@realestateismy.name SM-CP204792080 REALTY REAL ESTATE REPORT YOUR ARM A Zillow study shows that 57% of prospective home owners don't understand adjustable rate mortgages (ARM). ARMS have a fixed interest for a set length of time after which it can raise or lower. Some have caps on the annual increase and also a lifetime cap. For example, at the end of 3 years, the interest rate could be adjusted. The loan will state what percentage it can change and also how often it can change. The end cap phrase might say it can never go over 10 % annual interest . The advantage of this type of loan is that it allows equity to grow quicker in the beginning of a loan. These terms are written very specifically in your mortgage so you shouldn't be surprised LISTINGS 7/7-7/26/2019 1106 Hillcrest Dr, Creston 204 S Bureau, Creston 1109 N Oak, Creston 313 N Birch, Creston 310 N Birch, Creston Henry Wallace Rd, Orient 2.5 A $36,000 1491 248th St, Winterset 7 A $125,000 SALES 7/7-7/26/2019 Pheasant Ave farm, Afton 108 W Railroad, Afton 1013 N Spruce, Creston 1204 N Vine, Creston 305 Elm Dr, Creston 510 S Pine, Creston 600 N Elm, Creston $220,000 $79,900 $162,000 $89,000 $68,000 $210,000 $55,000 $192,000 $154,000 $208,000 $95,000 $68,900 Preview Properties at www.rrealtyofcreston.com Retta Ripperger Realtor Certified Residential Specialist Let "R" Realty be your realty! 114 North Elm Creston 641-782-9408 retta@realestateismy.name SM-CP204792080

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